Well, because it is understood what is meant by insurance ,
we do now for those of you who are interested to buy or take out
insurance, so it's good to know the following tips as a guide in
choosing and deciding how the insurance company what would you invite
to partner:
1. Company Age and Awards
Before
choosing which one would you trust as a guarantor of business or your
life forward, then find out the profile of the company, particularly
in the establishment. Therefore, the longer the lifespan of a company
the more it will show its resilience and experience in running a
business in that field. Thus we will not alarmed yet, whether the
insurance company will be closed or run away when the guarantee period
of the premium is not over. Because they may not be closed just because
sepeleh problem, due to the many considerations that must they think,
as investor confidence, investment and marketing costs so many years
and so on.
2. Financial Strength
After
knowing the history and complete profil insurance company to be
selected, then studied the development of financial growth from year to
year and from period to the next. This can be done by visiting the
official website or can be by looking through newspaper releases its
balance sheet. The more rapid financial growth chart shows the more
stable performance. Especially in net premium income and claims that
funds have been disbursed in the last year. Net premium income for this
is that we could be a reference that the insurance business gets a lot
of sympathy from the public, so may have been widely demonstrated
previously by individuals or local agencies that use its services. And
the reason a large amount of funds issued claims because we agree that
the major factor that many people consider when choosing an insurance
product is the speed of the claim process.
3. Picking Every Level Dependent Products
It is true that there are many types of insurance e, like auto insurance,
life, home, education, work accidents, health and others. But did you
know that during this time when many people are in each one of these
types of products there are levels of dependents? Yes, this is one of
many factors that led to the erroneous, because the lazy ask whether
from scratch or marketing that does not explain it well in advance.
Many phrase like this "Ah, I've paid expensive, but insurance is not
paid at all!" Well, the problem is because when purchasing services of
one of our insurance products generally do not look at if there are two
levels: the bear or to cover any loss or damage whatsoever tan limit
damage or loss percentage is called the Total Lost (loss or damage as a
whole calculated usually at least 70% of existing new replacement) and
also called TLO or Total Lost Only (Only replace if losses reach a
whole, which has reached at least 70% damage. So if for example through
the use of this type of car insurance means that if just a little
scuffed or collision but from the results of the survey have not
mecapai 70 percent then it will not get a change at all. Or maybe just
electronics in the car door or lost then it will not be replaced. Nah,
this is what we have to consider before choosing an insurance company,
for example Autocillin services.
4. Service or Service
If
from the beginning of his office usually seen where the attention to
service and which are not. If the field has a lot to complain that they
are often absent if the proposed claim, for what else you choose. Just
watch how they serve the other customers, when it looks real good,
then as that is what will happen to you.
5. Testimonial
Testimony
means of oral narrative directly or mouth customers who have used his
services earlier statements that indicate a favor, suggest, or
grateful that he has felt the benefits to join them. But, it should
also be noted that not all of the testimony correctly, sometimes
made-up of people in the insurance office, it is better for you that
listened to directly from friends or family who have used the services
of them, try as many people have already asked about deficiency and
excess.
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